TERMS OF SERVICE
4WARD is committed to fostering positive climate and sustainability dialogue and collaboration in our community. By being a member, you agree to the following terms of service.
Effective Date: February 3, 2026
Last Updated: February 3, 2026
1. Acceptance of Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you and 4WARD.earth GmbH ("4WARD," "we," "our," or "us"), a company registered in Switzerland, governing your access to and use of our platform, services, and community features.
By accessing, browsing, registering for, or using any part of 4WARD's services, including our website, online platform (circle.so), WhatsApp groups, in-person events, forums, and community programmes, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use our services.
We reserve the right to modify these Terms at any time, with or without notice. Your continued use of the Services after any modifications constitutes your acceptance of the modified Terms. It is your responsibility to review these Terms periodically.
2. Definitions
- "Services" means all products, platforms, features, content, events, and community activities offered by 4WARD, including but not limited to: the 4WARD website and online platform, WhatsApp groups in 90+ cities, in-person and virtual events, forums and discussion boards, sector calls and educational programmes, member directories, networking tools, consulting services, advisory services, and any other services we may offer now or in the future.
- "User," "you," or "Member" means any individual or entity accessing or using 4WARD's services.
- "Content" means any text, images, videos, data, links, communications, or other materials posted, shared, or transmitted through the Services.
- "User Content" means Content that you submit, post, or make available through the Services.
3. Eligibility and Account Registration
3.1 Age and Capacity
You must be at least 16 years old to use our Services. By using the Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
3.2 Account Creation
To access certain features, you must create an account. You agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account information
- Keep your login credentials confidential
- Notify us immediately of any unauthorized access or security breach
- Accept responsibility for all activities under your account
We reserve the right to refuse registration, suspend, or terminate accounts at our sole and absolute discretion, for any reason or no reason, with or without notice, particularly for violations of these Terms.
3.3 One Account Per Person
You may maintain only one active account. Creating multiple accounts to circumvent restrictions, manipulate engagement metrics, or abuse the Services is prohibited and may result in immediate termination of all accounts.
4. Permitted Use and Restrictions
4.1 Permitted Use
You may use our Services to:
- Connect and network with climate and sustainability professionals
- Attend events and participate in community activities
- Share knowledge, insights, and professional experiences
- Seek collaborations, partnerships, or business opportunities
- Access resources, forums, and educational content
- Utilize consulting and advisory services (where applicable)
4.2 Prohibited Conduct
You agree NOT to:
- Violate any applicable laws, regulations, or third-party rights
- Post false, misleading, defamatory, or fraudulent information
- Harass, abuse, threaten, or discriminate against other users
- Share spam, unsolicited advertising, or promotional content without permission
- Impersonate any person or entity or misrepresent your affiliation
- Infringe intellectual property rights or violate confidentiality obligations
- Transmit viruses, malware, or harmful code
- Scrape, data-mine, or harvest member information without authorization
- Reverse engineer, decompile, or attempt to extract source code from our platform
- Interfere with or disrupt the Services or servers
- Use automated systems (bots, scripts) without prior written consent
- Engage in any activity that could harm 4WARD's reputation or business interests
- Use the Services for any illegal or unauthorized purpose
- Attempt to gain unauthorized access to any part of the Services
- Violate any security measures or attempt to probe, scan, or test vulnerabilities
- Bypass any content filtering, robot exclusion headers, or other measures
4.3 Commercial Use Restrictions
You may not use the Services for unauthorized commercial purposes without our prior written consent. This includes:
- Selling products or services directly through WhatsApp groups or forums (unless explicitly permitted)
- Recruiting members for non-climate-related opportunities without permission
- Using member data or contact information for mass marketing or outbound sales
- Hosting competing events or building competing platforms using 4WARD's community
- Reselling, sublicensing, or otherwise commercializing access to the Services
Legitimate networking, partnership development, and business collaboration aligned with our mission are permitted and encouraged, subject to our sole discretion.
5. User Content and Intellectual Property
5.1 Your Content
You retain ownership of User Content you post. However, by posting Content through the Services, you grant 4WARD a worldwide, perpetual, irrevocable, non-exclusive, royalty-free, transferable, sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, display, and otherwise exploit such Content in any and all media or distribution methods, now known or later developed, for the purpose of operating, promoting, improving, and developing the Services and 4WARD's business.
This license includes the right to:
- Display your Content to other members and the public (where applicable)
- Include your Content in marketing materials, reports, impact documentation, presentations, grant applications, and promotional materials
- Create derivative works for operational purposes (e.g., formatting for different devices, editing for length, translating)
- Use anonymized or aggregated versions of your Content for analytics, research, and business development
- Sublicense your Content to third parties for purposes related to the Services
This license survives termination of your account indefinitely for Content that has been shared with or displayed to other users or used in any of the ways described above.
5.2 Responsibility for Content
You are solely and exclusively responsible for your User Content and all consequences of posting it. You represent and warrant that:
- You own or have all necessary rights, licenses, consents, and permissions to post the Content and grant the licenses described herein
- The Content does not violate these Terms or applicable laws
- The Content does not infringe third-party rights (intellectual property, privacy, publicity, contractual, or otherwise)
- The Content is accurate and not misleading (to the best of your knowledge)
- You have obtained all necessary consents from any individuals featured in your Content
You agree to indemnify 4WARD for any breach of these warranties.
5.3 Content Moderation
We reserve the right, but have no obligation, to monitor, review, edit, modify, refuse to post, or remove User Content at our sole and absolute discretion, at any time, for any reason or no reason, with or without notice, particularly if it violates these Terms, applicable law, or community guidelines, or if we deem it objectionable for any reason. We may remove Content or suspend users without prior notice or explanation.
We do not endorse User Content and are not responsible for its accuracy, legality, appropriateness, or quality. The views expressed by users do not represent the views of 4WARD.
5.4 4WARD's Intellectual Property
All Content and materials provided by 4WARD, including but not limited to text, graphics, logos, button icons, images, audio clips, video clips, software, data compilations, designs, methods, processes, and the selection and arrangement thereof ("4WARD Content"), are owned by or licensed to 4WARD and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.
You may not copy, reproduce, modify, distribute, sell, rent, lease, license, create derivative works from, or exploit 4WARD Content without our express prior written permission. Limited use for personal, non-commercial purposes is permitted (e.g., downloading resources for your own reference), but does not grant you any ownership rights. All rights not expressly granted are reserved by 4WARD.
The 4WARD name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of 4WARD or its affiliates. You may not use such marks without our prior written permission.
6. Events, WhatsApp Groups, and Community Activities
6.1 Event Participation
4WARD organizes in-person and virtual events in 90+ cities globally. By registering for or attending events:
- You agree to comply with event-specific rules and codes of conduct
- You acknowledge that your attendance may be recorded (photos, videos, audio) and consent to such recording, and you grant 4WARD an unlimited, perpetual license to use your name, image, likeness, and voice in any media for promotional and operational purposes
- You may opt out of photo/video by notifying us, but we cannot guarantee your exclusion from all recordings
- You consent to your name and organization being shared with event co-hosts or sponsors (where applicable)
- You release 4WARD and its officers, directors, employees, agents, partners, and affiliates from all liability for any injury, loss, damage, accident, delay, or expense occurring at in-person events, to the maximum extent permitted by law
- You assume all risks associated with attendance, including but not limited to personal injury, property damage, and communicable diseases
We reserve the right to refuse entry, remove individuals from events, cancel or modify events, change venues, or make any other changes at our sole discretion, for any reason, with or without notice. Refunds are at our sole discretion.
6.2 WhatsApp Groups
4WARD facilitates WhatsApp groups for local community networking. Important terms:
- WhatsApp's Terms of Service and Privacy Policy apply in addition to these Terms
- Your phone number will be visible to other group members (WhatsApp platform requirement)
- Group admins are 4WARD team members or designated community volunteers who act at our direction
- We do not control or monitor all group messages; members are solely responsible for their communications
- Spam, harassment, or misuse of groups may result in immediate removal and account suspension without notice
- We are not liable for Content shared by other group members or any interactions within groups
- You may leave groups at any time
- We may remove you from groups at any time for any reason or no reason
- We may dissolve, merge, or restructure groups at our discretion
By joining a 4WARD WhatsApp group, you acknowledge these terms and consent to your phone number being visible to group members and assume all risks associated with such visibility.
7. Third-Party Services and Links
Our Services may integrate with or link to third-party platforms (e.g., Circle.so, LinkedIn, event ticketing systems, WhatsApp). We are not responsible for:
- The availability, accuracy, content, quality, or performance of third-party services
- Privacy practices or terms of third-party services
- Any transactions or interactions you have with third parties
- Any damages or losses caused by third-party services
Your use of third-party services is entirely at your own risk and is governed by their respective terms and policies. We do not endorse or guarantee third-party services. Any reliance on third-party services is solely at your own discretion and risk.
8. Fees, Payments, and Refunds
8.1 Current Service Offerings
4WARD currently offers its platform and community services free of charge. Certain consulting and advisory services may be offered on a paid basis, with pricing and terms determined on a case-by-case basis through separate agreements.
We reserve the absolute right to:
- Introduce fees, paid programmes, paid membership tiers, or subscription plans for any services currently offered for free, at any time, with or without notice
- Modify pricing for any services at any time
- Discontinue any free services or convert them to paid services
- Offer promotional pricing, discounts, or free trials at our discretion
- Change the features, benefits, or access levels associated with any tier of service
- Impose usage limits, quotas, or restrictions on free or paid services
You acknowledge that the Services may transition from free to paid at any time, and your continued use after such transition constitutes acceptance of the new pricing.
8.2 Payment Terms
For any paid services (current or future):
- All fees are stated in Swiss Francs (CHF) or other specified currency
- Fees are due in advance unless otherwise specified
- You authorize us to charge your designated payment method
- You are responsible for all taxes, duties, and fees associated with your purchase
- Fees are non-refundable except as expressly stated or required by law
- We may change prices at any time with or without notice
- Failure to pay may result in immediate suspension or termination of Services
- You are responsible for maintaining valid payment information
8.3 Refund Policy
Refunds are generally not provided except:
- For event cancellations by 4WARD (at our discretion, we may provide a refund, credit, or alternative)
- As required by applicable consumer protection laws (to the minimum extent required)
- At our sole discretion on a case-by-case basis
Refund requests must be submitted to team@4ward.earth within 14 days of purchase. We reserve the right to deny any refund request for any reason. Processing a refund does not waive our right to pursue any claims against you.
8.4 Consulting and Advisory Services
Consulting and advisory services are provided under separate agreements which will specify scope, deliverables, fees, and terms. These Terms apply to such services in addition to any separate agreement. In the event of a conflict, the separate agreement controls only with respect to the specific services covered by that agreement.
9. Privacy and Data Protection
Your privacy is important to us. Our collection, use, and protection of your personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference.
By using the Services, you consent to:
- The collection and processing of your data as described in the Privacy Policy
- Your profile information being visible to other members (subject to privacy settings, which we may change at any time)
- Receiving service-related communications from 4WARD, which you cannot opt out of
- Receiving marketing and promotional communications (you may opt out of these)
- International transfer of data as necessary to operate our global platform
You may opt out of marketing communications at any time. For data rights and requests, see the Privacy Policy or contact team@4ward.earth.
We reserve the right to modify our Privacy Policy at any time. Continued use of Services after changes constitutes acceptance.
10. Disclaimers and Limitations of Liability
10.1 "As Is" Service
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AVAILABILITY, OR UNINTERRUPTED ACCESS.
We do not warrant that:
- The Services will be error-free, secure, or uninterrupted
- Results obtained from use of the Services will be accurate, reliable, complete, or useful
- Any defects will be corrected
- Any specific outcomes (partnerships, funding, jobs, connections, opportunities) will result from use of the Services
- The Services will meet your requirements or expectations
- Any information obtained through the Services will be accurate or reliable
- The quality of any products, services, information, or other materials obtained through the Services will meet your expectations
YOU USE THE SERVICES AT YOUR OWN RISK. WE DISCLAIM ALL WARRANTIES TO THE MAXIMUM EXTENT PERMITTED BY LAW.
10.2 No Professional Advice
4WARD is a networking and community platform. Nothing on the Services constitutes professional advice (legal, financial, investment, tax, business, technical, or otherwise). Consulting and advisory services are provided for informational purposes only and do not constitute professional advice unless expressly stated in a separate written agreement.
You should consult qualified professionals for advice specific to your situation. We are not responsible for any decisions you make based on information obtained through the Services. Any reliance on information from the Services is solely at your own risk.
10.3 Third-Party Content
We do not endorse, verify, guarantee, or take responsibility for the accuracy, completeness, reliability, legality, or appropriateness of User Content or third-party information shared through the Services. You rely on such Content entirely at your own risk.
10.4 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- 4WARD AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST DATA, LOST REVENUE, BUSINESS INTERRUPTION, LOSS OF GOODWILL, LOSS OF OPPORTUNITIES, LOSS OF INFORMATION, PERSONAL INJURY, PROPERTY DAMAGE, OR ANY OTHER DAMAGES WHATSOEVER, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
- OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO 4WARD IN THE 12 MONTHS PRECEDING THE CLAIM, OR CHF 100 IF YOU HAVE NOT MADE ANY PAYMENTS TO 4WARD, WHICHEVER IS LESS.
- WE ARE NOT LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR FAILURE TO COMPLY WITH THESE TERMS, YOUR MISUSE OF THE SERVICES, CIRCUMSTANCES BEYOND OUR REASONABLE CONTROL, THIRD-PARTY ACTIONS OR CONTENT, YOUR INTERACTIONS WITH OTHER USERS, OR ANY OTHER CAUSE WHATSOEVER.
- WE ARE NOT LIABLE FOR ANY DAMAGES ARISING FROM YOUR INABILITY TO ACCESS OR USE THE SERVICES, UNAUTHORIZED ACCESS TO YOUR DATA, DELETION OR CORRUPTION OF YOUR DATA, OR ANY OTHER TECHNICAL ISSUES.
THESE LIMITATIONS APPLY REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS BASED (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Some jurisdictions do not allow limitation of liability for certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
11. Indemnification
You agree to indemnify, defend, and hold harmless 4WARD, its affiliates, subsidiaries, officers, directors, employees, agents, partners, licensors, service providers, contractors, and representatives from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees and court costs) arising from or related to:
- Your violation of these Terms or any applicable law or regulation
- Your User Content or any Content you post, share, or transmit
- Your violation of any third-party rights, including intellectual property rights, privacy rights, publicity rights, or contractual rights
- Your use or misuse of the Services
- Your breach of any representations, warranties, or obligations
- Your interactions with other users
- Your attendance at events
- Any claim that your Content caused damage to a third party
- Any negligent or wrongful conduct by you
We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate fully with our defense. You will not settle any claim without our prior written consent.
This indemnification obligation survives termination of these Terms and your use of the Services.
12. Termination and Suspension
12.1 Termination by You
You may terminate your account at any time by deleting your profile in Circle. Termination does not entitle you to refunds for any fees already paid or relieve you of any obligations under these Terms.
12.2 Termination by 4WARD
We reserve the right to suspend, terminate, or restrict your access to the Services (in whole or in part), at any time, with or without notice, with or without cause, for any reason or no reason, at our sole and absolute discretion, including but not limited to:
- Violation of these Terms or community guidelines
- Fraudulent, abusive, or harmful conduct
- Prolonged inactivity
- Legal or regulatory requirements
- Discontinuation of the Services
- Protection of our business interests
- Any conduct we deem inappropriate or undesirable
We are not liable for any loss or damage resulting from suspension or termination. You agree that we shall not be liable to you or any third party for any termination of your access to the Services.
12.3 Effect of Termination
Upon termination or suspension:
- Your right to access and use the Services immediately ceases
- We may delete your account and User Content (subject to legal retention requirements and the licenses you granted us)
- You remain bound by Sections 5.1 (license to your Content), 10 (Disclaimers and Limitations of Liability), 11 (Indemnification), 13 (Governing Law and Dispute Resolution), and any other provisions which by their nature should survive
- You remain liable for all obligations incurred prior to termination
- We may retain and continue to use your Content as permitted by the license you granted
We reserve the right to refuse service to anyone for any reason at any time.
13. Governing Law and Dispute Resolution
13.1 Governing Law
These Terms are governed by and construed in accordance with the laws of Switzerland, without regard to conflict of law principles. The application of the United Nations Convention on Contracts for the International Sale of Goods (CISG) is expressly excluded.
You agree that the laws of Switzerland will govern these Terms and any dispute that may arise between you and 4WARD, regardless of where you access the Services from.
13.2 Jurisdiction and Venue
Any disputes, claims, or controversies arising from or relating to these Terms or the Services shall be subject to the exclusive jurisdiction of the courts of Zürich, Switzerland. You irrevocably consent to the personal jurisdiction and venue of these courts and waive any objection to jurisdiction or venue.
13.3 Informal Resolution
Before initiating formal proceedings, you agree to first contact us at team@4ward.earth to attempt to resolve the dispute informally for a period of at least 30 days. This informal resolution requirement is a condition precedent to filing any claim.
Many disputes can be resolved quickly and cost-effectively through good-faith negotiation. However, we reserve the right to proceed directly to formal proceedings at our discretion.
13.4 Class Action Waiver
TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT ANY DISPUTE SHALL BE BROUGHT IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, REPRESENTATIVE, CONSOLIDATED, OR PRIVATE ATTORNEY GENERAL PROCEEDING.
YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE ACTION AGAINST 4WARD. YOU AGREE NOT TO JOIN OR CONSOLIDATE CLAIMS WITH OTHER USERS. THE ARBITRATOR OR COURT MAY NOT CONSOLIDATE CLAIMS OR PRESIDE OVER ANY FORM OF REPRESENTATIVE PROCEEDING.
If this class action waiver is found to be unenforceable, the entirety of this dispute resolution provision shall be null and void.
13.5 Waiver of Jury Trial
TO THE EXTENT PERMITTED BY LAW, YOU WAIVE YOUR RIGHT TO A JURY TRIAL FOR ANY DISPUTES ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES.
13.6 Limitation on Time to File Claims
Any claim or cause of action arising from or related to these Terms or the Services must be filed within one (1) year after the claim or cause of action arose, or it will be permanently barred, to the maximum extent permitted by law.
14. General Provisions
14.1 Entire Agreement
These Terms, together with the Privacy Policy and any additional terms applicable to specific services, constitute the entire agreement between you and 4WARD regarding the Services and supersede all prior or contemporaneous agreements, communications, and proposals, whether oral or written.
14.2 Modifications
We may modify these Terms at any time, in our sole discretion, with or without notice to you. Material changes may be communicated via email or prominent notice on the platform, but we are not required to provide notice.
Your continued use of the Services after changes become effective constitutes your acceptance of the modified Terms, whether or not you have reviewed them. If you do not agree to modifications, your sole remedy is to discontinue use of the Services.
It is your responsibility to review these Terms periodically. The "Last Updated" date at the top indicates when the Terms were last revised.
14.3 Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect to the maximum extent permitted by law, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the intent of the parties.
14.4 No Waiver
Our failure to enforce any provision of these Terms, or to exercise any right or remedy, does not constitute a waiver of that provision, right, or remedy, or our right to enforce it in the future. Any waiver must be in writing and signed by an authorized representative of 4WARD.
No single waiver will constitute a continuing waiver, and no waiver shall waive any other or subsequent right.
14.5 Assignment
You may not assign, transfer, delegate, or sublicense your rights or obligations under these Terms without our prior written consent. Any attempted assignment in violation of this provision is void.
We may freely assign, transfer, or delegate these Terms and our rights and obligations hereunder without restriction, including in connection with a merger, acquisition, reorganization, sale of assets, or by operation of law. These Terms bind and inure to the benefit of permitted successors and assigns.
14.6 Force Majeure
We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, epidemics, strikes, fuel crises, internet or telecommunications failures, third-party service failures, or any other unforeseen circumstances.
14.7 Notices
All notices to 4WARD must be sent to team@4ward.earth or our registered address in Zürich, Switzerland. Notices to you will be sent to the email address associated with your account (or by posting on the Services) and are deemed received 24 hours after sending (or upon posting).
You consent to receive all communications, agreements, and notices electronically. Electronic communications satisfy any legal requirement that communications be in writing.
14.8 Relationship
These Terms do not create any partnership, joint venture, employment, agency, franchise, or fiduciary relationship between you and 4WARD. You may not represent yourself as acting on behalf of 4WARD without express written authorization.
You are an independent user of the Services and have no authority to bind 4WARD to any obligation.
14.9 No Third-Party Beneficiaries
These Terms are for the sole benefit of you and 4WARD and do not confer any third-party beneficiary rights. No other person or entity shall have any rights under these Terms.
14.10 Headings
The section headings in these Terms are for convenience only and have no legal or contractual effect.
14.11 Survival
All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to: ownership provisions, warranty disclaimers, indemnification, limitations of liability, dispute resolution, and general provisions.
14.12 Interpretation
In the event of any conflict or inconsistency between these Terms and any other agreement or policy, these Terms shall control unless the other agreement expressly states otherwise in writing.
These Terms shall not be construed against the drafter. The use of "including" or "such as" means "including but not limited to."
15. Contact Information
For questions, concerns, notices, support requests, legal inquiries, or any other matters regarding these Terms or the Services, please contact us:
4WARD.earth GmbH
Email: team@4ward.earth
Address: Zürich, Switzerland
For privacy-related inquiries, see our Privacy Policy or contact privacy@4ward.earth.
BY ACCESSING OR USING 4WARD'S SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE IN THEIR ENTIRETY. IF YOU DO NOT AGREE, YOU MUST NOT ACCESS OR USE THE SERVICES.
YOUR USE OF THE SERVICES CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS.
Last Reviewed: February 3, 2026
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